Tag Archives: contract

Is Your Prepaid Funeral Contract Exempt For Medicaid Purposes?

April 10, 2012 2:46 pm by Erin Solaiman in Blog, Elder Law, Medicaid

By: Patrick M. Simasko, Medicaid Attorney, Macomb County, Michigan.  If you are attempting to obtain medicaid benefits for your nursing home stay, you must be aware of a recent law change.  You may want to preplan your funeral by purchasing a life insurance policy. In Michigan, if the life insurance policy is not irrevocably transferred and integrated into your guaranteed funeral contract, then it can be treated as a countable asset and disqualify you from Medicaid otherwise its considered a final expense funeral policy which is not recognized in Michigan as being an exempt asset.  If you loved one is going into a nursing home, call Simasko Law Offices at (586) 468-6793 for a FREE consultation regarding Medicaid benefits.

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319 North Gratiot Avenue
Mount Clemens, Michigan 48043
Phone: 586-468-6793 Fax: 586-468-6798